Canadian Collection Agency · Trusted Since 1988

Professional debt recovery for businesses, institutions, and creditors across Canada.

A compliance-focused Canadian collection agency serving commercial businesses, property managers, healthcare providers, individual creditors, and institutions across Canada and abroad. Experienced. Principled. Results-oriented.

Compliance-focused
Compliance-Focused Practices
Collection activity structured around applicable regulatory and legal obligations.
Accountable
Accountable Remittance
Recoveries reported clearly and remitted through a consistent, organized process.
Reputation-conscious
Reputation-Conscious Recovery
Firm communication designed to pursue payment without unnecessary harm to client reputation or future business considerations.
Since 1988
Experience clients can rely on
35+ years representing creditors in professional recovery matters.
About Shellco

Decades of principled recovery.

Shellco Credit Systems Ltd. has served creditors since 1988 — bringing decades of practical recovery experience to clients. As a family-operated firm, we bring direct oversight and personal accountability to every engagement and every file we handle. Our operations are supported by the recovery knowledge, compliance discipline, and operational capability that only decades of experience can develop.

Our mandate is clear: recover what our clients are owed efficiently, professionally, and with full accountability throughout the process.

We combine firm collection action with compliance-focused practices, clear communication, and structured remittance procedures. Every file is handled with attention to the client’s instructions, the nature of the debt, and the applicable collection-law obligations involved.

01
Compliance-Focused Practices
Structured recovery practices designed to support compliance and reduce avoidable risk.
02
Transparent Fees
Rates and applicable costs are discussed clearly at the outset. No hidden fees or surprise charges.
03
Reputation-Conscious Recoveries
Firm recovery efforts carried out professionally, with care for client reputation and future business considerations.
What we do

Core Recovery Services

Shellco Credit Systems Ltd. provides full-cycle recovery support for commercial, institutional, property management, healthcare, and individual creditor accounts. From initial demand correspondence to account escalation, credit reporting, and post-judgment recovery support where available, each service is applied based on the file, documentation, client instructions, and applicable collection-law obligations.

Select a service to expand the details.

Creditors we serve

Creditors We Serve

Shellco Credit Systems Ltd. works with creditors across commercial, institutional, property management, healthcare, financial, and individual matters. Whether the debt arises from unpaid invoices, rent arrears, patient balances, tuition accounts, finance obligations, private loans, or enforceable orders, each file is reviewed based on the documentation, debtor profile, balance, client instructions, and available recovery options.

Our Recovery Process

From Placement to Recovery.

Every account is different. Shellco Credit Systems Ltd. reviews each file based on the documentation, balance, debtor profile, client instructions, and available recovery options before applying the appropriate recovery approach.

Our Standard

Principled Recovery. Accountable Process.

Every engagement begins with the same commitment: to pursue recovery professionally, carefully, and with attention to the client’s instructions, reputation, and applicable collection-law obligations.

Shellco’s process is designed to be firm, organized, and compliance-focused — without unnecessary escalation, unnecessary communication risk, or one-size-fits-all recovery activity.

Client feedback

Client Feedback

Real feedback from clients and members of the public who have dealt with Shellco Credit Systems Ltd.

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Frequently asked

Frequently Asked Questions

Common questions creditors ask before placing an account with Shellco Credit Systems Ltd.

Start the conversation

Start the Conversation.

Whether you are ready to place an account or simply exploring your recovery options, Shellco Credit Systems Ltd. can review the matter and help determine the appropriate next step.

TELEPHONE416-739-6500
BUSINESS HOURSMon–Thu 8:30 AM–5:00 PM
Fri 8:30 AM–3:00 PM · Eastern

Existing clients: If you already have an account placement arrangement with Shellco, please continue submitting new files by email through the standard placement process.

Request a Consultation

SECURE · CONFIDENTIAL

Use this form if you would like to discuss an account, ask about Shellco’s recovery process, or determine whether professional collection action may be appropriate.

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